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The primary objective of this cover is to provide life insurance for employees. This type of assurance is for a large group of employees insured under a single contract arranged by the employer. It is to secure a pension scheme for employees at retirement or in the event of death before retirement age.
Life assurance policies which may be used for various reasons including family protection, loan protection or estate duty. This life assurance policy is payable at the death of the insured whereby a lump sum is paid out to the beneficiaries.
This policy covers the insured against life-threatening critical diseases. This benefit is payable upon diagnosis of a specified condition during the policy term. Critical illness covers diseases like cancer, organ transplant, heart attack, stroke, renal failure, and paralysis, among others.
With an affordable funeral cover, one can ensure that one will have a dignified funeral. This policy will pay a lump sum of money on the death of a member or beneficiaries. The money can be used to cover for funeral expenses.
This cover can be taken out alone or can be taken together with benefits like accident cover, dread disease covers physical or functional impairment. A lump sum is paid out as soon as the disability is declared.
This type of policy designed to pay off a borrower's outstanding debts if the borrower dies. The face value of a credit life insurance policy decreases proportionately with the outstanding loan amount as the loan is paid off over time.